Sharepoint 2007 Content Type Templates Suck

One big issue I found out today RE: MOSS 2007 is that there is only ONE template per content type. I think this is a serious limitation - and prevents us from moving word templates into Sharepoint. In particular, we really would like the content type of "Fax" to be able to have 3 different templates when you create a new document in Sharepoint. e.g. end user fax, business-to-business fax and legal fax templates. There would of course be a default template per content type so you don't have to choose every time if you don't want to.